We are SCUBA insurance specialists. We are divers and know about the ins and outs of SCUBA insurance. Contact us to discuss your needs and we will provide you with the best options available.



Dive Boat Coverage

If you operate a dive boat you have special legal and liability concerns. There are requirements for operator licensing, safety equipment, drug testing, and so on. Similarly, the kinds of insurance you need are unique, in part because maritime law places extraordinary burdens of responsibility on the master of a vessel. The vessel owner is responsible for all damages resulting from “negligence,” which has been interpreted very broadly by the courts to include any situation in which a crew-member or passenger gets hurt, other than intentional self-injury.

Get an Instant Dive Boat Quote

It's Powerful, Productive, and Intuitive

As an insurance professional it is critical to have all of your files organized and readily accessible. You and your team must be able to add, find, access, change, and distribute all types of files at a moment’s notice. That’s where Nexsure comes in.

Nexsure Document Management is built into the Nexsure platform and it streamlines the process to manage all file formats. This includes Microsoft® Office (Word, Excel and Outlook), Adobe® PDF, image files (TIFF, JPG, GIF), voice files (MP3, WAV) for recorded conversations, and more...



Key Benefits

  • Included in the Nexsure platform at no additional cost
  • Store documents in the cloud and access them anytime, anywhere on any device
  • Associate documents to entities like clients, carriers, retail agents and more
  • Quickly assign documents to opportunities, quotes/markets, policies, certificates and others
  • Upload/download files using drag & drop to make it easier/faster
  • Use Mobile devices to upload documents and photos anytime from anywhere
  • Secure documents to meet your business needs and regulated legal requirements
  • Use folders as needed to organize and file documents for fast-retrieval
  • Email or FAX documents to carriers, cert holders, clients, retail agents, vendors and more


Nexsure Document Management is a complete solution that allows you to efficiently secure, index, assign, store, edit and retrieve all of your documents. Ultimately allowing you to go completely paperless with ease and simplicity.


If you want to take advantage of even more advanced features, click here to learn about Nexsure Document Management Suite

Create Champions from Your Customers

Service Client Policies with Speed, Ease, and Confidence

With streamlined wizard driven processes that employ auto populating forms, your staff can breeze through their work, exceed daily goals, and improve the quality of service delivered. Operating with all lines of business, and with ACORD® and state specific forms, you’ll have all you need to get the work done.

Benefits:

  • Get More Work Done
  • Service Faster and More Accurately
  • Improve Customer Satisfaction
  • Assign Workloads Across Employees
  • Be Responsive to Your Carriers

All servicing tasks are logged as actions, covering your E&O requirements. Service tasks may be assigned to CSR’s or prioritized to accommodate your agency workflow.


Servicing Tasks Highlights:

  • Marketing & Re-Marketing – Market to multiple carriers with just one-click
  • Market Analysis – Instantly compare multiple quotes to see the best deal
  • Binders – Bind instantly per your authority
  • Edits – Make changes on-the-fly as authorized
  • Endorsements – Intelligent workflows, plus out of sequence endorsements
  • Renewals – Manages carrier submission, response, and client notification
  • Cancellations – Manages carrier submission, response, and client notification
  • Claims Processing – Manages and documents a claim’s life cycle, simple or complex
  • Audits – Summarizes data for carriers as may be required
  • Proof of Coverage – Certificates and Auto ID Cards, for individuals and groups

Some tasks, like Proof of Coverage, may be extended to the
Client Access Portal, so even in agency off-hours, your clients will have access to the documents they need. Additionally, missing information required for workflows may be requested by secure instant messaging, and the response will automatically advance the work flow.



Auto ID cards that are state specific are available, along with the ACORD 50 for nation-wide use.



Nexsure provides a comprehensive feature-set for policy servicing. It's all the features you need to service your personal and commercial clients at the highest levels.

Insights, Data, and Correlations to Guide Your Business

It is critical to get accurate information when you need it. Nexsure offers over seventy reports covering virtually all aspects of business operations and performance. With Nexsure’s powerful reporting features, you’ll have the tools you need to gain insights, make informed decisions, adjust strategies, change tactics, or make new investments. Take your business to the next level with Nexsure!


Key Benefits
  • Secure report data by individual user
  • Ability to schedule and deliver reports
  • Supports multiple file output formats (PDF, CSV, Excel, Word and more...)


Accounting Reports

Accounts Payable
  • 1099 Disbursements
  • Account Current
  • Accounts Payable
  • Carrier Payable
  • People Payable
  • Retail Agent Payable
  • Tax Authority Payable
Accounts Receivable
  • Aged Receivable
  • Accounts Receivable
  • Customer Statements
  • Direct Bill Commission Receivable
  • Lockbox Receipts
  • Retail Agent Accounts Receivable
  • Retail Agent Statements
General Ledger
  • Balance Sheet
  • GL Account Detail
  • Income Statement
  • Journal Entries
  • Trial Balance
Reconciliation
  • Agency Bill Commission Income
  • Agency Fee Income
  • Carrier Payable
  • Cash Disbursement
  • Cash Receipts
  • Client Account Receivable
  • Bank Deposits
  • Direct Bill Commission Income
  • People Payable Due
  • People Payable Non-due
  • Tax Authority Payable
  • Undeposited Funds

Other Reports

Carrier
  • Carrier Download
  • Carrier Details
  • Submissions
Management
  • Assignment - Client
  • Assignment - Retail Agent
  • Book of Business
  • Employee
  • Organization Hierarchy
Sales & Marketing
  • Client Contact
  • Coverage Rounding
  • Lost Business
  • New Business
  • Opportunities
Servicing
  • Actions
  • Claims
  • Policy Renewals

If your agency needs deeper reporting including deep analytics, data mining and virtually unlimited reporting capabilitites, leverage the power of the Nexsure Data Warehouse.

Acquire Customers and Promote Your Agency

Building your reputation, benefiting from word of mouth, and obtaining leads, takes work and time, but with Nexsure you can accelerate the process and reduce the workload. Nexsure provides a complete toolset allowing you to enter, track, and analyze the information you need to successfully deliver on your sales and marketing plan.


Key Benefits

  • Segment clients & retail agents with unlimited classifications
  • Create a complete risk profile for each account to view all coverage options
  • Efficiently process carrier submissions via real-time or email for quoting
  • Quickly identify coverage rounding opportunities on each client account
  • Process cross-sell reports to view all accounts that meet specific criteria

You’ll maintain sales velocity and advance through your pipeline by keeping your prospects informed, up-to-date and delivering the right information when they need it through the channels they use. And, you can analyze your pipeline in detail and determine where to focus your energies through Nexsure reports.

When you’re ready to step-up your marketing efforts, add Nexsure ImpactSuite. Automate your digital marketing, and launch campaigns with style and ease, increasing your ROI. Your efforts will help you stand out from the crowd. Employ new business and drip marketing campaigns, and watch all the new business roll in. Nurture your relationships by providing valuable information and communications to your prospects through promotions, contests, surveys, and newsletters. Be seen as a valuable resource to your customers and prospects, and you’ll be rewarded in return.

Work With the Applications You Know

Nexsure leverages a wide range of your resident systems and applications, as well as external applications - over the cloud!


Benefits
  • Maintains High Productivity
  • Minimizes Learning Curve and Costs
  • Keeps Agency Processes Intact
Applications Include
  • Microsoft Word
  • Microsoft Excel
  • Microsoft Outlook
  • Document Management Systems
  • Comparative Rater Systems
  • Carrier Systems via eServices
  • And Many Others...

Microsoft® Word is commonly tied to document template preparation, and client proposal generation. Microsoft Excel is often used for data Import/Export and data analysis. Utilize Microsoft Outlook for email, tasks, and calendar. Other applications are used for their specific purposes.


Nexsure eServices provides carrier portal inquiry services while within the Nexsure environment. It’s a handy, time-saving, single sign-on service for all your carriers.


If you want to connect to a proprietary, internal, or other system, click here to learn more about our Enterprise Application Integration (EAI). With EAI you can integrate with any system!

SCUBA Insurance Coverages
Dive Boat Dive Boat coverage protects the dive vessel for the unique risks associated with open water divers.Get a Quote
Instructors Instructor coverage protects the instructor, dive masters and other professionals for accidents that may occur while diving. Get a Quote
Dive Gear Diver Gear coverage protects your equipment.Get a Quote
Hull and Machinery

Hull and Machinery coverage is based on agreed value or actual value. Generally, agreed value is preferable because it is established at the time of the policy purchase, usually on the basis of a marine survey. Replacement value is even better, but usually too expensive, or simply unavailable.

Protection and Indemnity

P&I indemnifies (pays) someone for personal injury or property damage caused by your vessel or suffered while a passenger aboard your vessel. It also pays to defend against lawsuits brought against you due to the above, and in many cases the chief function is to pay for an out-of-court settlement to prevent expensive litigation and potentially more costly damage awards.

Divers

Vessel insurance does not cover people in the water, and most vessel underwriters will not cover sport divers, period. Some, in fact, may cancel your coverage if they learn that you are doing dive business.

Crew coverage

If you have crew on your boat, they must be specifically covered in your P&I policy, and you will pay for each included individual. Do not buy crew coverage for only one crew-member, if you have more than one, on the assumption that not more than one will get hurt at a time. This can be grounds for policy cancellation.

Passengers

Good charter boat policies include passenger personal injury coverage, as a “damage control” measure. The limit is relatively low—between $500 and $10,000—but there’s no deductible, and the injured doesn’t have to sue or even file a claim. The vessel owner picks up the doctor or hospital bill, and sends the receipt to the insurer for reimbursement. This coverage protects both the operator and the underwriter against more expensive claims by aggrieved individuals, who have suffered minor injuries but go for a big settlement if they aren’t treated well.

SCUBA Instructors Coverage

We offer the following professional liability coverage for instructors, divemasters and other SCUBA professionals.

Limits

$1,000,000 any one claim / $2,000,000 annual aggregate

Term of Insurance

The policy issued will apply to claims made against the insured during the Term of Insurance stated on the policy declaration page. All policies run from 12:01 a.m. on the day issued for a 12 month period. Coverage Pays on behalf of the insured all sums which the insured shall become legally obligated to pay as damages arising out of any act, error or omission arising from the insured's teaching and/or supervising of SCUBA Diving activities as sanctioned by the training association, up to the limit of liability indicated on the actual policy.